Fleecing the American Sheep

I truly believe the short-lived “American way of life” is indeed over.

I believe the only reason we had this brief revival of patriotism towards our country is due mainly to the Roosevelt’s and their contributions to change the horrors done to the majority of the citizens, the working poor.  The ones that hold everything together and make a better world for all, yet seldom if ever got a chance to share in that “American Dream!”

I don’t even know if I will continue the charade of voting and not just because of the electoral colleges, which should have been against the law to begin with, but because of the poor excuses for candidates.

There is no longer a “lesser of two evils” as there once was.  Most of them stink on ice!  They pretend that there are two political parties, but there really isn’t.  One party wants to pass mandatory healthcare and with this came the loss of decent coverage for many.  I know this as someone who was trying to purchase individual coverage before Obamacare that carried a $260 monthly premium in 2012 that changed to $530 now for the same low-end coverage just 3 years later!

Another party has it in mind to virtually reverse what the Roosevelt’s did to help the working class poor by union busting, after talking some into thinking just how bad these much-needed unions are now that they reap all the rewards brought about by them.  They also want to stop our much-needed Social Security.  I can still remember good old G.W. trying to tell people how much better it would be to simply let the people keep this money themselves to invest it in their own retirement.  Almost as dangerous as giving a monkey a gun, but that’s a whole nother blog post!

If the Roosevelt’s thought that the people could handle making these investments, they never would have issued withholdings so they could be taken care of later in their older years (refuse to call them golden).  Most would love to keep all their money, more beer that week, more wife-beating and drunk driving, cause that’s just how some of the working poor roll.  I know.  I’ve lived amongst them my entire life.  They wouldn’t use that money to invest if their lives depended on it and it does!

Between the loss of jobs and people’s homes because of the predatory lending that the government allowed to happen and the liberal trade agreements that hurt the citizens, there is not a good scenario that I can imagine for this country.  Without a complete overhaul of all the very wealthy now running everything, into the ground I might add, we the sheeple don’t stand a chance.  This country is no longer for or by the people but by these wealthy individuals who owe lots of favors to the people and corporations who got them elected and pass all the laws in their favor instead of doing what is right for the good of the country.

We cannot sit by and allow ourselves and our way of life to be destroyed by a few greedy, wealthy individuals.  We are going to have to make our voices and choices heard and not just by demonstrations or angry emails to our representatives, but by our everyday actions.  Boycott those you know are behind these things and frequent the small businesses in your area to keep them in business, discouraging the monopoly that is coming in all areas of our way of life.  When I was involved in demonstrating years ago it made almost no difference because there were not enough people who cared or got involved.  Used to make me angry that either people didn’t have the brains to care or they thought someone else was going to do it.

If these governors and congress people looked out their windows and saw a sea of people against what they are trying to do, instead of just a handful they laugh off, then maybe something will finally get done in this country.

It takes a village for a lot of things.

protestLansing

 

Writing 101: Baby It’s Storming!

“Homes are a great investment.”

“And even if they don’t keep going up in value, I will at least be able to sell my home for what I paid for it with all the sweat equity and improvements.”

Those were the kinds of comments and thought behind the purchase of a home I made at the end of 2004, at what was to be the height of the mortgage movement, right before the meltdown.

After losing my job years ago, I have managed to hang on to this interest only ARM between other part-time jobs and unemployment.

I am now facing repayment of the principle in a home that been washed out in the eye of that mortgage storm.  It is now worth approximately half of what I now owe on both mortgages.  The mortgage “expert” did no money down because she could just mortgage this into my home payments, easy peasy my arse!

The new payments to come will be over $500. more a month and I can’t afford the current payments.  I have run out of all savings and almost all options at this time so I guess when it rains it really does “poor.”

What makes me angry is the fact that all this has happened through no fault of my own.  Since I purchased my home as a much older woman I as well as the banks knew that I would never be able to pay that home off in my lifetime since they had access to all my financial information.  I had planned on selling it a few years down the line for at least what I paid of it, no problem.  This was not to be since within a couple of years there was trouble in the mortgage industry and the value of my home was down about $10,000 or so.  I decided to try and keep it longer in hopes the value would soon rebound.  My bad!

I played by the rules, this was not what I wanted to happen but it has.  I think of a number of people I knew that deliberately walked away from their homes beside the fact that they still could afford the payments at the time.  Now they have everything so slanted to help the mortgage companies only and the hell with private citizens trying to survive.  This is killing me because I have an immaculate credit history and I am very anal retentive.  What makes me angry is they will harass and molest me and try to make me look like the bad guy, even though I have no choice or control in what has happened in my circumstances and they are the very ones that caused all these problems.

I have begun to get documentation together to sue my original mortgage company to at least take this predatory mortgage off my hands if I can do this pro-bono!  Wish me luck!